Credit Unions & Cooperatives
Credit unions and co-operatives grow from communities that trust one another. MLT Aikins is proud of our history as a trusted member of the community and excited to be a part of the future Western Canada that we’re building together.

What's New
How we help
Credit unions and co-operatives have been an important part of the business landscape in Western Canada throughout the region’s history. The MLT Aikins credit unions and co-operatives team understands the legal landscape in the West and the co-operative principles which make credit unions and co-operatives unique in the way they do business. We combine this understanding with our knowledge of law and business practices in key industries to provide strategic legal advice to our credit union and co-operatives clients.
We have a long tradition of working with credit unions and co-operatives in a diverse range of industries, including financial services, energy, agriculture, communications and retail services. Our experience with the sector has encompassed the entire business cycle and includes advising on:
- Formation and capitalization of credit unions and co-operative associations
- Governance, membership and financial structuring
- Structuring and drafting of account, operations and lending agreements used by financial services participants
- Mergers and acquisitions and other fundamental strategic changes
- Privacy law matters
- IT procurement, outsourcing and other technology-related transactions including software acquisition and licensing, software development, re-sale and distribution and service contracts
- Regulatory compliance
- Taxation, including patronage dividend planning, tax-deferred regimes for co-operative shares and amendments to tax legislation
- Trademarks, patents, branding and product development
- Labour relations
- Risk management and litigation support